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**ASSUMABLE MORTGAGE @ 4.65% for VETERANS and NON-VETERAN qualified buyers**

Step into a home where many of the big-ticket updates are already done--and the potential monthly savings are hard to overlook. Offered at $372,500, this 3-bedroom, 2-bath Gulf Breeze home features fully paid-off solar panels, with the seller reporting electric bills averaging approximately $35 per month. The home is also zoned for the new Soundside High School.

Major improvements completed in 2019 include the roof, HVAC system, water heater, windows, and solar panels, giving the next owner the benefit of significant updates already in place. The kitchen features granite countertops and stainless steel appliances updated in 2025, including a stove with built-in air fryer feature.

Thoughtful extras include a wall safe and a newer storage shed added in 2025, providing additional convenience and storage. A full house water filtration system will go with an acceptable offer.

From the paid-off solar and low reported electric costs to the extensive updates, Soundside High School zoning, and potential savings of an assumable 4.65% loan, this home offers buyers an opportunity to enjoy both comfort and value in Gulf Breeze. Schedule your private showing today!

Gulf Breeze

1957 Shadow Lake Drive

3 Beds

2 Baths

1,761 Sq.Ft.

$372,500

MLS#: 1012806

Welcome to Coastal Bliss, where every detail has been thoughtfully designed to create unforgettable moments along Florida's Emerald Coast. Perfectly positioned in one of Panama City Beach's most desirable golf cart-friendly neighborhoods, this beautifully appointed 4-bedroom, 2-bath coastal residence offers the rare combination of luxury, location, and investment potential--all just moments from the Gulf of Mexico. Situated on an oversized corner homesite, this exceptional property enjoys tranquil lagoon views from the backyard while Public Beach Access #12 is just moments away, placing the sugar-white sand, emerald-green waters, TopGOLF - practically at your doorstep. Whether you're searching for a full-time residence, luxurious second home, or exceptional income-producing investment, this turnkey property is ready to enjoy from day one. From the moment you enter, you'll appreciate the bright, open-concept design that effortlessly blends sophisticated finishes with relaxed coastal elegance. The spacious living room flows seamlessly into the dining area and beautifully appointed kitchen, creating an inviting gathering space perfect for entertaining family and friends. At the heart of the home, the chef-inspired kitchen showcases an oversized island, elegant glass tile backsplash, stainless steel appliances, abundant cabinetry, and generous workspace, making every meal feel like a special occasion. Designed to comfortably accommodate family and guests, the home features four spacious bedrooms. Two beautifully appointed guest bedrooms with queen beds are conveniently located on the main level, while upstairs you'll discover a luxurious primary suite with a king bed alongside an additional 4th bedroom featuring two full-size beds. The thoughtful floor plan comfortably sleeps everyone while maintaining an open, spacious feel throughout. One of the home's signature features is the expansive second-floor wraparound balcony that surrounds the residence, creating an incredible outdoor living experience. Sip your morning coffee overlooking the lagoon, unwind beneath breathtaking Gulf Coast sunsets, or gather with loved ones as the coastal breeze sets the perfect backdrop for unforgettable evenings. The outdoor living continues below with a covered furnished patio overlooking the private vinyl-fenced backyard. Designed for entertaining, you'll enjoy a grilling pavilion, relaxing porch swing, fire pit gathering area, and an abundance of green space for games, family gatherings, and outdoor dining beneath the stars. Coastal Bliss isn't simply a beautiful home--it was created around family traditions. After every incredible day at the beach, ring the home's welcoming bell as you return ''home'' to celebrate another day of making lifelong memories. Before departing for your journey home, ring it once more as a wish for safe travels until your next visit. It's a simple tradition that turns every stay into something truly unforgettable. Beyond its exceptional beauty, this property offers the convenience every coastal homeowner desires. The oversized corner lot provides ample parking for multiple vehicles, boats, golf carts, and recreational equipment, along with a covered garage measuring approximately 12.5' x 25' and an additional lockable storage area for all your beach essentials. Boating enthusiasts will appreciate being just blocks from the neighborhood boat ramp, making days on the water effortless. Spend mornings fishing the lagoon, afternoons on the Gulf, and evenings enjoying the area's incredible restaurants, shopping, entertainment, and waterfront attractions--all just minutes from your front door. Quality craftsmanship and thoughtful upgrades provide lasting value throughout the home, including new ocean-rated impact windows installed within the last 6 years, elegant plantation shutters, a durable metal roof, luxury vinyl plank flooring, and beautifully mai

Offered fully furnished (excluding select personal items), this remarkable residence is completely turnkey and ready to enjoy immediately.

Luxury Coastal Highlights
Public Beach Access #12 just moments away
Lagoon views from the backyard
Golf cart-friendly neighborhood
One block to the lagoon and community dock
Three blocks to the Gulf of Mexico
Expansive wraparound second-floor balcony
Covered outdoor living area with television
Fire pit, grilling pavilion, and porch swing
Oversized corner homesite with fully fenced backyard
Boat and RV parking
Covered garage plus additional lockable storage
Ocean-rated impact windows with plantation shutters
Minutes from marinas, waterfront dining, boutique shopping, entertainment, Topgolf, and area attractions

Whether you're enjoying sunset cocktails from the wraparound balcony, spending the day boating on the lagoon, walking to the beach with family, or entertaining guests beneath the stars, Coastal Bliss offers far more than a home--it delivers the luxury coastal lifestyle buyers dream of.

This is a rare opportunity to own an extraordinary beach retreat where every day feels like a vacation and every visit becomes a cherished memory.

Panama City Beach

6706 Sunset Avenue

4 Beds

2 Baths

1,429 Sq.Ft.

$499,000

MLS#: 1012799

Walk into this beautiful 4 Bedroom 2 bath all Brick home. Enjoy a separate Dining room and beautiful Kitchen with granite counter-tops. Kitchen has spacious pantry and breakfast bar. Living room is very roomy with double French doors that open to a very large backyard to enjoy for family entertainment. Master bedroom has a beautiful tray ceiling and roomy walk-in closet. Master bath has separate shower, garden tub with double vanities.
This home is convenientlty located to Eglin AFB, Hurlburt Field, and the beautiful white sandy beaches.

Fort Walton Beach

923 NW Central Avenue

4 Beds

2 Baths

1,777 Sq.Ft.

$2,350

MLS#: 1012820

SINGLE FAMILY HOME. Available mid August . Clean, renovated and well maintained home. Don't share walls, or parking, live here! Private Driveway & featuring a split floor plan with 2 BR and 2 BATHS, it's an ideal setup for roommates seeking privacy and space. Huge Master! Bedrooms newly carpeted, wood-grained style flooring. The kitchen and bathrooms shine with marble countertops, and the bathrooms are finished with stylish tile work. An attached covered deck provides a serene outdoor retreat, while BONUS washer and dryer inside add practicality to the living experience. Located close to all major military bases, this home is not only convenient for service members but also for anyone looking to enjoy the nearby beautiful beach. NO SMOKING. NO VAPING. NO ANIMALS

Water/sewer/trash fee is an additional $100.00 per month for normal usage. Renters insurance required.

Final rent and security deposit subject to review of the application and background screening.

Income must be verifiable. Good rental history and credit are viewed positively.

Owner is a licensed real estate agent.

Fort Walton Beach

810 Gibson Road

2 Beds

2 Baths

1,200 Sq.Ft.

$1,500

MLS#: 1006944

Your perfect coastal getaway awaits! Rental-ready, beautifully remodeled, and featuring deeded beach access, this stunning two-bedroom, two-bath luxury condo offers the relaxed elegance of Ciboney at Miramar Beach along Scenic Highway 98--across from the sugar-white sands and emerald waters of the Gulf.
This thoughtfully redesigned and fully updated third-floor residence offers a stylish blend of modern design and coastal comfort, making it ideal as a serene personal paradise, vacation getaway, or high-performing investment property.
Enjoy a light-filled, open-concept layout accented by tasteful coastal dÃ©cor and upscale furnishings, creating an inviting, turn-key environment for owners and guests alike. In the kitchen, white cabinetry pairs with stainless steel appliances, custom subway-tile backsplash, shiplap accents, a breakfast bar and plenty of counter space for your culinary adventures.
The open living and dining area provides plenty of room to relax or entertain and comfortably accommodates families and groups of up to six with sleeping arrangements to include a Master Suite with a king bed, a Guest Bedroom with a full bed and double bed, and a sleeper sofa in the living room. A separate laundry room adds everyday convenience.
Step outside to the spacious private balcony and enjoy colorful sunsets and coastal breezes. Whether sipping your morning coffee or unwinding after a day at the beach, this peaceful outdoor retreat offers another inviting space to enjoy the coastal lifestyle.
Located directly across the street from the breathtaking emerald waters and sugar-white beaches of the Gulf of America, this fully furnished condo is an ideal home base for your coastal escape. Exclusive private beach access allows you to step onto the sand and enjoy everything Miramar Beach has to offer.
Ciboney Condominiums offers exceptional amenities, including deeded gated beach access, seasonally heated pool, two lighted tennis courts, BBQ/picnic area, dog walk area, elevators providing convenient access to all floors, plentiful parking that accommodates both boats and trailers and an unbeatable Location. Ciboney is one of the few communities in the area that welcomes pets for both owners and guests--a rare and highly desirable feature that can enhance rental appeal and owner enjoyment.
Ciboney is perfectly positioned close to many great entertainment, dining and shopping options. Jet ski, parasailing, paddleboard rentals, Pompano Joes, Surf Hut, Royal Palm Grill, Whale's Tail, Silver Sands Premium Outlets, Destin Commons and the access point to the popular snorkel spot: Dolphin Reef and so much more are all minutes away.
Ciboney has very low HOA dues of $630/month and recently completed an exterior renovation in 2024 with the special assessment PAID IN FULL to update and renovate the balconies, walkways, stairwells and elevators.
Whether your goal is a sophisticated coastal retreat or a high-performing rental property, Ciboney 3014 brings together comfort, convenience, and the relaxed elegance of beachside living. Make this yours today and experience the relaxed rhythm of Gulf Coast living!

Miramar Beach

2076 Scenic Gulf Drive UNIT 3014

2 Beds

2 Baths

920 Sq.Ft.

$429,000

MLS#: 1012793

Fort Walton Beach

381 NW Marie Circle

3 Beds

2 Baths

2,180 Sq.Ft.

$370,000

MLS#: 1012819

GULF VIEWS + SAME-FLOOR DEEDED PARKING + MILESTONE ASSESSMENTS PAID IN FULL! This is the Shores of Panama condo you need to see! Unit 719 offers 1,184 sq. ft. with 2 bedrooms, a separate bunk area and 3 full baths, plus a beautiful centered view overlooking the lagoon-style pool, white-sand beach and emerald waters of the Gulf of Mexico. Your deeded parking space is on the 7th floor, the SAME floor as the condo! Park and walk directly to your unit without waiting on an elevator with luggage, groceries or beach gear. Inside, the open kitchen, dining and living area keeps that gorgeous Gulf view front and center and leads right out to your private balcony. All patio furniture is included. Looking for an STR investment? Future bookings are already on the books from November through January, and additional bookings made prior to closing can transfer to the new owner. Shores of Panama offers a huge Gulf-front lagoon-style pool, tropical pool deck and direct beach access, all in the heart of PCB near dining, entertainment and attractions. Whether you're looking for a beach getaway, second home or STR investment, Unit 719 checks the boxes. Come see the view for yourself!

Panama City Beach

9900 S Thomas Drive # 719

2 Beds

3 Baths

1,184 Sq.Ft.

$450,000

MLS#: 1012815

Santa Rosa Beach

704 E Mack Bayou Drive

None Beds

None Baths

5.73 acres

$4,995,000

MLS#: 994057

MOTIVATED SELLER & PRICED FOR A QUICK SALE! Calling all land investors, builders, farmers, and dream-home creators--this prime 40-acre contiguous tract in North Walton County is an extraordinary, rare-find opportunity that won't last long. Offering rich agricultural potential, valuable timberland, and expansive road frontage off Varnum Road, this versatile high-and-dry parcel is ready-made for a working farm, immediate timber investment, long-term buy-and-hold strategy, or a private country estate in the top-rated Paxton K-12 school district. Freedom from restrictive HOAs means infinite freedom to build your dream home or barndominium while enjoying peace, privacy, and quick access to US-331, DeFuniak Springs, and Crestview--bring your offers today before this high-potential acreage is gone!

Laurel Hill

0 Perkins Road

None Beds

None Baths

40.0 acres

$374,900

MLS#: 1012810

Niceville

2005 Plumosa Palm Drive

3 Beds

2 Baths

1,648 Sq.Ft.

$475,000

MLS#: 1012812

Destin

365 Gulf Shore Drive UNIT 5

3 Beds

3 Baths

2,964 Sq.Ft.

$875,000

MLS#: 1012807

Enjoy exceptional waterfront living on this stunning .75-acre property featuring 90 feet of bay front along beautiful East Bay in the heart of Bay County, Florida. The property also includes an oversized double garage, offering plenty of additional space for vehicles, storage, hobbies, and more. Privacy fencing creates a peaceful retreat where you can relax and enjoy the waterfront views, while a sprinkler system helps maintain your landscaping and garden. This property offers an unbeatable lifestyle location. Sidewalks provide easy access to two nearby parks, including a public pier, walking trails, a large wooded playground, and a Frisbee golf course--all within walking distance. Directly across the street, enjoy a wide variety of restaurants, cafés, bakeries, coffee shops, and dining options, including Thai, sushi, Italian, and more. A nearby full-service marina offers charter fishing excursions, waterfront dining, a tiki bar, and opportunities to gather and socialize. Zoned Mixed-Use, this property presents opportunities beyond personal enjoyment. Whether you envision a private waterfront retreat, short-term rental investment, multifamily development, townhomes, apartments, or up to 12 units, the development potential is substantial. Its prime frontage along Tyndall Parkway, with thousands of daily passing vehicles, also makes it a potential location for retail, hospitality, restaurant, or other commercial uses. Some photos have been edited by AI.

Panama City

6135 E E Highway 98

None Beds

None Baths

0.75 acres

$430,000

MLS#: 1012795

VA LOAN ASSUMABLE OPPORTUNITY AT 5.5% WITH LOW EQUITY GAP!
Welcome to this beautifully maintained 4- bedroom, 2 - bathroom Craftsmen style home with a spacious 0.47 acre lot, with NO HOA! This rare find in Navarre features an open floor plan, 11- foot trey ceilings, granite countertops, stainless steel appliances, a spacious primary suite with two shower heads in the master bath's walk in shower, large covered back porch, and fully fenced back yard. Detached climate-controlled workshop with electricity and mini-split HVAC! There is also an EV outlet in the garage!! NOT located in a flood zone, conveniently located near shopping and dining. and only 2 miles from the white sandy beaches and crystal waters of Navarre Beach!
Some houses just check ALL the boxes and this one's it! Perfect for entertaining, tinkering, or relaxing in your own oasis after a long day! Make this dream home yours today!

Navarre

8110 Fourth Street

4 Beds

2 Baths

2,410 Sq.Ft.

$510,000

MLS#: 1012802

VA assumable loan 4.99% interest rate also being offered even if you're not a VA Qualified buyer.

Welcome to Shoal River Landing! This popular Cali model offers an open, serene layout that makes everyday living and entertaining a breeze. With 4 bedrooms, 2 bathrooms, a 2-car garage, and a covered patio, there's plenty of room to spread out and enjoy.

The kitchen is the heart of the home, featuring granite countertops, stainless steel appliances, a smooth-top range, built-in microwave, quiet dishwasher, corner pantry, and a spacious island bar. Eye-catching wood-look flooring flows through the main living areas, while the bedrooms feature plush carpet for added comfort.

The primary suite is your own private retreat, complete with a large walk-in closet and an adjoining bathroom featuring a granite double vanity and large shower.

You'll also enjoy the convenience of the Smart Home Connect system, offering a variety of integrated smart-home features. Outside, the perfect curb appeal welcomes you home, while the community pool and cabana provide an easy way to cool off and relax.

This location is hard to beat. You're just a short drive from local restaurants, military bases, Fort Walton Beach, and Destin, also with Blackstone Golf Course and Blackwater River State Park right nearby.

Come see why the Cali is one of Shoal River Landing's most popular floor plans!

Crestview

335 Flounder Street

4 Beds

2 Baths

1,787 Sq.Ft.

$350,000

MLS#: 1012794

This is an excellent investor opportunity or a low cost home purchase option. This property is currently rented by a long term renter on a month to month basis.

Buyer to verify all pertinent facts and measurements. Do not use Showing Time. Please call the agent for a showing appointment. Since this property is occupied by a renter, 24 hours of notice is required.

DeFuniak Springs

780 Shoemaker Drive

3 Beds

1 Baths

1,128 Sq.Ft.

$135,000

MLS#: 1012800

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