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Lower your monthly mortgage payment with a 2-1 rate buydown, or reduce your upfront closing costs. Seller is offering up to $30,000 toward either option with an acceptable offer. The most upgraded home to ever hit the market in Breakwater at Ward Creek. This 4-bedroom, 3.5-bath, 3,065 sq ft residence on a preserve-backing homesite has been finished years ahead of the standing inventory, with a level of detail that shows better than the model homes. Step into a two-story foyer with 20-foot ceilings, custom beam work, added window and door casing throughout, and a glass-enclosed wine cellar built under the stairs as an architectural feature. 

The kitchen carries KitchenAid appliances, a Thor cooktop, a custom wood vent hood with a top-tier exhaust system, marble counters that replaced all original quartz throughout the home, cabinet toppers, glass bar cabinetry, slide-out drawer systems, and full under- and in-cabinet lighting. The pantry was rebuilt into the largest available in a Toll Brothers floor plan, with custom shelving, marble counter, and a second LG refrigerator. 

Solid wood cabinetry was added in the mudroom, laundry, and primary bath, with new tile backsplashes, a shiplap accent wall, and gold fixtures and hardware carried through the home. Every closet is a custom build-out with drawers and shelving and dedicated lighting. The primary suite includes wireless motorized shades and a new dual shower with high-end tile and a custom waterfall design. Behind the home, a full front-and-back makeover delivers a saltwater pool and spa, fire pit with fire bowls, outdoor TV, landscape lighting, all backing to HOA preserve so the view stays yours.

A four-zone security camera system, whole-home WiFi coverage, custom tongue-and-groove porch ceilings, a fresh top-to-bottom interior repaint, and a three-car tandem garage with significant storage complete the home. This is not a project. It is move-in-ready luxury with nothing left to decide. Furniture negotiable.

Breakwater at Ward Creek is a gated community in one of Panama City Beach's strongest growth corridors. Its brand-new clubhouse just opened, with a fitness center, indoor and outdoor living spaces, a zero-entry pool with sun shelf and lap lane, cabana seating, a playground, tennis and pickleball courts, and a large outdoor green space. Nearby, the West Bay Town Center is bringing a new Publix and shopping, a new FSU Health hospital is underway, and a new Intracoastal marina is planned.
#1010540

Panama City Beach

300 Breakwater Boulevard

4 Beds

3 Baths

3,065 Sq.Ft.

$1,195,000

MLS#: 1010540

UNDER CONTRACT.  TAKING BACK UP OFFERS. Welcome to your own piece of paradise in the heart of Destin, Florida! This stunning 3-bedroom, 2.5 bath Southern Plantation home with wrap-around porches offers the perfect blend of timeless charm, comfortable living, and an exceptional waterfront lifestyle. Being offered fully furnished and ready for your enjoyment. Step outside to your private pool and enjoy direct deep-water access to the bay, complete with 2 boat slips, a boat and jet ski lift all ideal for boating, fishing, and unforgettable days on the water. Centrally located in Destin, this home puts you just minutes from the area's beautiful beaches, dining, shopping, and everything the Emerald Coast has to offer. Whether you're looking for a full-time residence, vacation getaway, or investment opportunity, this exceptional property delivers the best of coastal Florida living right at your doorstep.
#1010563

Destin

4125 N Indian

3 Beds

2 Baths

2,765 Sq.Ft.

$1,499,000

MLS#: 1010563

Tandem 3 CAR Garage to store all the toys! The Stackhouse is a sanctuary designed for creating  memories. This stunning home features a spacious open-concept main level. From the versatile loft, enter the expansive primary retreat, complete with an oversized closet. With four bedrooms and three full baths, there is plenty of room for everyone. A unique highlight is the three-car garage, featuring a pass-through design for ultimate convenience and backyard access. A covered back porch adds the perfect finishing touch. Visuals feature a similar home for inspiration. Come enjoy the Spring fed lake and a resort style pool. Numerous options and upgrades  included in your new home!
#1005057

Freeport

270 Sagebrush Drive

4 Beds

3 Baths

2,025 Sq.Ft.

$399,795

MLS#: 1005057

NEW ROOF
NEW FLOORING 
Bring all offers!
Located on a cul du sac in East Navarre.. A short commute to Hurlbert Field as well as all the Navarre amenities. Large front porch that runs the entire width of the house (and a little down one side). Wood burning fireplace for the cooler days! The master bedroom is downstairs with two additional bedrooms upstairs. The master bedroom has a large walk-in closet and the two additional bedrooms each have two closets! All bedrooms have ceiling fans.  Plenty of room in the back yard for a pool. The driveway is paved with beautiful, red brick. There are two pantries in the kitchen!  (some photos contain virtual staging)
#1006345

Navarre

9413 Octavia Lane

3 Beds

2 Baths

1,969 Sq.Ft.

$348,500

MLS#: 1006345

Positioned directly on Eastern Lake, one of Florida's rare and protected coastal dune lakes creates the perfect trifecta: EASTERN LAKE frontage + private dock + GULF views in from 2nd floor. 
This 4BR/4BA property offers a lifestyle that's virtually impossible to find on the market today: private waterfront, a private dock for kayaking straight to the beach, an oversized homesite, and true walkability to the GULF.

 The home itself is considered a generational home 'the one to pass down'that is unique to our area. Thoughtfully renovated to blend modern comfort with timeless coastal architecture, it features 13-foot ceilings, heart-of-pine floors, multiple fireplaces, and mature landscaping that gives the property a settled, established feel new construction can't replicate. With 4 bedrooms, 4 bathrooms, and two primary suites (one on the main level, one upstairs), plus nearly 3,000 square feet of living space, the layout offers flexibility for multi-generational living, guests, or a second-home retreat. Multiple porches and decks extend the living space outdoors, framing nonstop views of Eastern Lake from nearly every angle.
Whether as a primary residence, second home, or investment, this is a once-in-a-generation opportunity to own an irreplaceable setting: private lake frontage, dock access, walk-to-beach convenience, and room to expand -- all in one of 30A's most sought-after communities. It includes CONCRETE FOUNDATION PIERS to allow water to flow freely under the house This home can easily reach the beach from its dock or walking on the street. Very private setting and yet close to the beach and shopping and restaurants.
#1001980

Santa Rosa Beach

205 S Lake Drive

4 Beds

4 Baths

2,971 Sq.Ft.

$3,100,000

MLS#: 1001980

Welcome to 267 Farm Owl Drive, a new home under construction at Owl's Head Farms in Freeport Florida. This spacious new construction home offers an open-concept floor plan, elevated finishes, and a desirable Freeport location. From the expansive foyer, the home flows into a bright and inviting main living area with 9-foot ceilings, stylish EVP flooring, and a seamless connection between the great room, kitchen, and dining space. The beautifully appointed kitchen features quartz countertops, a tile backsplash, stainless-steel appliances, a walk-in pantry, and an oversized island that overlooks the great room, creating an ideal setting for everyday living and entertaining. Large windows fill the formal dining nook with natural light, while matte black fixtures throughout the home add a clean, contemporary touch.

The living room, dining area, and primary bedroom each include tray ceilings, enhancing the home's upgraded feel. Privately positioned at the rear of the home, the primary suite offers a relaxing retreat with a spa-inspired bathroom featuring a double vanity, walk-in shower, soaking tub, and a generous walk-in closet. Two additional bedrooms are located off the entry hall and share a full bathroom, making them perfect for family, guests, or flexible use. A fourth bedroom with its own bathroom, walk-in closet, and nearby dedicated study provides added privacy and convenience, ideal for visitors, remote work, or multigenerational living.
#1010572

Freeport

267 W Farm Owl Drive

4 Beds

3 Baths

2,831 Sq.Ft.

$533,225

MLS#: 1010572

South of I-10 in the GATED Community of Chanan Estates. Low Traffic Family Friendly Cul-De-Sac. FLOOR PLAN IN PHOTOS. Be the 1st to live in this BRAND NEW 2026 Home with Brick on 4 Sides. 2 Car Garage with Sought After 8 FOOT TALL GARAGE DOOR - Builder Pays Most CLOSING COST. 5 Bedrooms, 3 Full Baths, Soaring 10 Ft Ceilings In the Main Areas, Sterling Oak LV Plank Flooring Throughout with Stonehollow Mist Glazed Porcelain Tile in the Master Bath, Brushed Nickel and Chrome Fixtures, Ceiling Fans in All Bedrooms. Kitchen with Shaker White Cabinets topped with Crown Molding, Upgraded 3 CM Quartz Counter Tops, Stainless Steel Appliances Including, Smooth-top Range, Microwave & Dishwasher, UNDER & OVER Cabinet Lighting, Single Bowl Sink, Walk-in Pantry. MASTER SUITE - Remote Controlled 66 Inch Ceiling Fan, CUSTOM TILED SHOWER with Recessed NICHE + Frameless Glass Door, Double Sink 3 CM Quartz Countertop, Master Vanity with Large Storage Drawers, Freestanding Soaking Tub, Private Water Closet & Walk-in Clothes Closet. No City of Crestview Property Taxes. Astroguard Hurricane Fabric Custom Cut on Site for Windows and Doors is Included with this home. Sprinkler System with Rainbird Control Box in Grassed Areas. LiftMaster Garage Door Opener with MyQ App Access. Manabloc Plumbing System, Carrier 15 Seer Heat Pump. This section of Chanan Estates is on Sewer not Septic. Check out the Photos of the same plan that was previously built. Zero Carpet in This Home. Only 3 Lots Left! Buyer to verify measurements and anything else of importance. The buyer must register the A/C and Heating System within 90 days of Closing to get the extended parts warranty. This home is NOT constructed by a big box national home builder, and the floor plans are unique to this builder.
#1010586

Crestview

4640 Chanteuse Parkway

5 Beds

3 Baths

2,638 Sq.Ft.

$529,926

MLS#: 1010586

A beautiful townhome enclave with direct coastal dune lake access and gulf views.
Camp Creek Town homes will feature 5 lake front and 7 back townhomes all with exceptional views directly on 30A.  Experience a unique roof top partially covered outdoor living area to enjoy views. Public beach access is a short distance away as well as direct access to Camp Creek Lake. A beautiful walkway leads down to the community dock for outdoor activities including paddle boarding and swimming. Featuring 10' ceilings, solid wood floors, shiplap, quartzite countertops, Cafe appliances, a heated community club pool in the heart of it all.  Construction completion date projected August 2026. Room dimensions are approximate.
#1010562

Inlet Beach

30 N Camp Creek Road Unit 2

3 Beds

3 Baths

1,713 Sq.Ft.

$1,900,000

MLS#: 1010562

VA Assumable Loan at an Incredible 2.875% Interest Rate!  Stylish all-brick home awaits in Shoal River Landing, featuring the popular Destin floor plan. This stunning Craftsman-style residence offers four bedrooms and three full baths, along with a spacious three-car garage and a covered patio measuring approximately 12'5'' x 15', perfect for relaxing or entertaining. inside, you'll find a large breakfast nook complemented by a separate dining area, enhanced by tray ceilings with crown molding that add an elegant touch throughout the main living spaces. The kitchen and baths showcase beautiful granite countertops, stainless steel appliances, a dishwasher, island bar, and a convenient corner pantry, making the kitchen both functional and eye-catching. The spacious primary suite features a generous 5' x 12'4'' walk-in closet, double vanities, a garden tub, and a large separate shower designed for comfort and relaxation. Luxury vinyl plank flooring runs throughout the home, with plush frieze carpet in the bedrooms for added warmth. Located in the desirable Patriot Ridge community, residents enjoy underground utilities, sidewalks, and a community pool, all in a convenient Crestview location. The fenced backyard offers privacy and includes a sprinkler system in the backyard only, adding ease of maintenance and completing this beautiful home that blends style, comfort, and everyday practicality.
#1010535

Crestview

1110 Shoal River Drive

4 Beds

3 Baths

2,337 Sq.Ft.

$429,900

MLS#: 1010535

Above the shops and restaurants of the Alys Beach Town Center sits a residence that lives the way 30A is meant to be lived. Effortless, elevated, and entirely of this place. Residence 301 is one of only eight homes in The May, designed by Merrill, Pastor & Colgan Architects on the prominent southeast corner of the Town Center. Inside, the design speaks in the language of quiet luxury. High-gloss lacquered ceilings catch the coastal light, wide-plank wood floors run warm underfoot, and a wall of folding glass doors opens the living room to a shuttered balcony framing the Amphitheatre below.

The open living, dining, and kitchen area is built around a generous island with prep sink and seating, finished in white stone with a soft sea-glass tile backsplash. A professional gas range and stainless hood, custom cabinetry, integrated appliances, and an under-counter beverage cooler make entertaining effortless.

Two ensuite bedrooms offer their own retreat. One is wrapped in floor-to-ceiling windows and shiplap, overlooking the palms and white architecture of Alys Beach. The other opens through French doors to a private balcony. Each bath is finished in natural stone with clean coastal detailing, and a powder bath serves guests.

Steps from the Caliza Pool, Zuma Wellness and Fitness, and the private Beach Club, with the sand, the shops, and the sunset all within an easy stroll. Homes at The May rarely come to market. This is a rare opportunity to own one.
#1010543

Alys Beach

20 Mark Twain Lane UNIT 301

2 Beds

2 Baths

1,410 Sq.Ft.

$2,950,000

MLS#: 1010543

This is your opportunity to own a 1.17-acre, WATERFRONT estate-size homesite on iconic Scenic Beach Drive in Panama City, Florida with NO HOA! Perfectly positioned with stunning Bay views, this exceptional property spans street-to-street and includes two parcels extending down to the Bay, creating a truly unique setting for your future waterfront dream home. 

This size homesite in this location are not available often offering a unique blend of privacy with the homesite size and desirable location in between Historic St. Andrews and Downtown Panama City. With 132 feet frontage, this homesite provides a generous, buildable footprint ideal for an estate-sized home. Zoned R-1 for single family homes, the property is ready for your vision and allows flexibility in design without HOA restrictions. Deeded waterfront access further enhances the value and lifestyle appeal, making this one of the most desirable opportunities along Scenic Beach Drive. 

Ideally located between Historic St. Andrews and Downtown Panama City, this homesite places you at the heart of a vibrant coastal community. Enjoy walking or biking to local farmers markets, breweries, boutique shops, marinas, and a variety of dining options. 

Scenic Beach Drive is known for its bike-friendly streets, community events, parades, and classic waterfront charm. The waterfront lifestyle extends far beyond your backyard. Launch kayaks or paddleboards, anchor your boat for the day, enjoy a refreshing swim, or simply relax and take in the ever-changing Bay views. And when summer arrives, experience one of Scenic Beach Drive's most beloved traditions, Fourth of July fireworks over the Bay...best enjoyed from the comfort of your own home. 

With its rare size, premier location, Bay views, and no HOA, this estate-size homesite offers endless possibilities to create a custom waterfront retreat and fully embrace the Florida coastal lifestyle. 

Survey is available.
#993406

Panama City

1108 W Beach Drive

None Beds

None Baths

1.18 acres

$1,099,000

MLS#: 993406

NO HOA + $5,000 SELLER CREDIT TOWARD A RATE BUYDOWN. ASSUMABLE VA LOAN 5% !!!!!  & SELLER TO PROVIDE HOME WARRANTY Built 2024 and barely lived in -- all the upgrades, none of the wait. 5 bed, 3 bath, 2,711 sq ft brick home on a quarter acre in Holley. Open great room, island kitchen with breakfast bar and pantry, split owner's suite with tray ceiling, garden tub, separate shower and walk-in closet. Four large secondary bedrooms. Hurricane shutters, double-pane windows, covered patio, 2-car garage, 4-car drive. Zero HOA dues saves tens of thousands over the life of the home. Ask your lender to compare the buydown credit against a straight price cut -- on a loan this size it is not close. Holley-Navarre schools.
#1010571

Navarre

3632 Bob Tolbert Road

5 Beds

3 Baths

2,711 Sq.Ft.

$574,000

MLS#: 1010571

Welcome to Aegean, a gated Gulf-front community tucked along the coveted shores of Holiday Isle in the heart of Destin. This beautifully positioned three-bedroom, three-and-a-half-bath residence occupies the top tier of the low-rise building, offering breathtaking, unobstructed views of the Gulf of America from each level. As a short-term rental building, Aegean offers a more private residential atmosphere while still delivering the coastal amenities and location that make Destin living so desirable.

The main level welcomes you with an open gathering and entertaining space designed to take full advantage of the views. The kitchen features granite countertops, stainless steel appliances, bar seating, and a dedicated dining area, creating an easy flow for everyday living or hosting guests. Sliding glass doors invite abundant natural light inside and open to a spacious patio where Gulf breezes and panoramic beach views become part of the experience. Upstairs, two generously sized bedrooms each offer king beds and private ensuite baths with tub-and-shower combinations. The south-facing bedroom enjoys its own private balcony, creating an additional place to take in the coastal scenery. The third level offers even more flexibility with two queen-sized beds and a private ensuite bath. Whether utilized as a third bedroom, entertainment lounge, flex space, or transformed into a stylish bunk-room retreat, this top-floor space provides room to make the residence uniquely your own.

Beyond the residence, Aegean delivers the amenities and lifestyle that make Holiday Isle so special. Owners and guests enjoy a community pool, tennis, grilling and picnic areas, and deeded private beach access just steps from home. Holiday Isle is a golf-cart-friendly community with sidewalks, charming curb appeal, and easy access to local dining, shopping, and everyday conveniences. Nearby, the recently renovated Noriega Pointe Park offers a beautiful new place to enjoy panoramic views of the Choctawhatchee Bay and Intracoastal waterways, just minutes from home.

With three levels of living, Gulf views from every floor, private outdoor spaces, and a sought-after non-rental setting, this Aegean residence offers a distinctive opportunity to experience Destin from the Gulf side, where the beach, breeze, and laid-back coastal lifestyle are always close at hand.
#1010598

Destin

520 Gulf Shore 333

3 Beds

3 Baths

1,870 Sq.Ft.

$975,000

MLS#: 1010598

Country Living at Its Best! Discover the peaceful beauty of this approximately 11-acre property offering space, privacy, and endless possibilities. Nestled in a beautiful country setting, this 3-bedroom, 2-bath home provides a comfortable retreat surrounded by nature.

Step outside and enjoy your own private oasis featuring a large swimming pool with an expansive surrounding deck, creating the perfect setting for relaxing, entertaining, and enjoying warm Florida days. A fully stocked pond adds to the tranquility and natural beauty of the property.

For those needing plenty of workspace and storage, the impressive 58' x 48' workshop/garage offers abundant room for ATVs, tractors, recreational equipment, vehicles, and all your outdoor toys. A separate workshop area is also included, all conveniently located under one roof.

The acreage provides plenty of room for outdoor hobbies, recreation, gardening, and the potential for horses or farm animals. Whether you're looking for a peaceful homestead, room to spread out, or a property where you can enjoy the best of country living, this unique offering provides the space and versatility you've been searching for.

Approximately 11 acres • 3 Bedrooms • 2 Full Baths • Large Pool • 50' x 40' Workshop/Garage • Stocked Pond • Room for Horses/Farm Animals

A rare opportunity to enjoy privacy, space, and a true country lifestyle while still having the conveniences of the surrounding area nearby.
#1010522

Laurel Hill

8416 Ludlam Road

3 Beds

2 Baths

1,500 Sq.Ft.

$451,379

MLS#: 1010522

Enjoy the space and privacy of a single-family home without spending your weekends taking care of the yard! Welcome to 118 Big Oaks Lane, a beautifully maintained 4-bedroom, 2.5-bath home in Niceville's desirable Walton Oaks neighborhood, where the HOA takes care of the lawn maintenance for you.
This two-story home features an open-concept floor plan with hardwood flooring and a spacious kitchen with granite countertops and new stainless steel appliances. Fresh carpet and paint make this home ready for it's new owners. The generous primary suite includes dual vanities, a garden tub, and separate tiled shower, while three additional bedrooms offer plenty of flexibility for family, guests, or a home office. 
One of the best features of this home is its proximity to Turkey Creek Park, a local Niceville favorite just minutes away. Enjoy the scenic boardwalk winding along Turkey Creek, swimming platforms for cooling off on warm Florida days, picnic pavilions, nature viewing areas, and plenty of opportunities to get outside and enjoy the natural beauty of the area. Back at home, relax on the screened-in patio and the fully fenced backyard--all while enjoying the convenience of HOA-maintained lawn care. It's an ideal combination for buyers who want the comfort, privacy, and outdoor space of a detached home with a more carefree, low-maintenance lifestyle.
Conveniently located near Eglin AFB, Duke Field, VPS Airport, schools, shopping, dining, and the sugar-white beaches of Destin.
#1010594

Niceville

118 Big Oaks Lane

4 Beds

2 Baths

1,988 Sq.Ft.

$449,000

MLS#: 1010594

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